Showing posts from October, 2013

What’s the Risk? P2B Peer to Business Lending: The Quest for Returns

Originally @ P2P Lending Expert Peer-to-peer lenders are finally starting to pass the “grandma test,” the tipping point for any hot new product where even your grandparents know what you’re talking about when you mention it. As growing companies like  Lending Club draw more and more attention, investors are flocking to these lenders to beef up their portfolios and fintech junkies are hailing peer-to-peer lending as the next finance revolution. Still, even though some of the more established lenders are now oversubscribed for capital [meaning more capital than there are loans], investors continue to approach peer-to-business loans with trepidation. A broad consensus seems to exist among investors that business loans can’t net the same types of returns as consumer loans.