Originally @ Newfination Editor’s note: Nik Milanovic is the head of business development & marketing analytics at Endurance Lending Network . He is also a Newfination Expert in crowdlending. Banking is changing for good. Unlike the sweeping changes and crashes the banking system underwent six years ago, though, this time things are changing for the better. Crowdlending is poised to reform borrowing, fixed-income investing, and consumer savings.